Scared Money Don't Make Money - (5 Do's and Donts of Wealthy Friends) - Never A Case of The Mondays
Never A Case of The Mondays
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Scared Money Don’t Make Money – (5 Do’s and Donts of Wealthy Friends)

Some days, when it just seems so hard, I simply go back to that dreadful day…. 

It’s puts fuel back in my fire every time, without fail… 

My first employer, a great friend of mine, had died. This day was his funeral…

Of course, I had forgotten to call into work in advance to get the day off, so when I called, (the day of), to ask if I could show up a little late to work so I could go to my good friend’s funeral, the heartless manager warned, “if you show up late, don’t show up AT ALL. You’ll be fired“… 

I decided to quit right then. Not just because of the funeral either. I snapped because I finally decided I was gonna finally do whatever it took to go after MY OWN dreams, instead of building the dream of someone else who I’ve never met and doesn’t give a crap about me.

It’s crazy. I used to think that working harder was the key. I tried it for many years, but it only lead to living month-to-month.

Nobody has ever explained to me what working “smart” really meant, even if I had heard the catchy phrase. 

Even back then, it was the same story as today:

The dollar is still depreciating, but nobody is really getting a significant raise, and most definitely not a lot of people are creating true wealth. 

Hardcore success training dot com

And still today, it seems everyone is looking for supplemental income and many are going out and getting 2 and even 3 jobs, thinking that it’s going to change something. 

Sadly, I know way too many people who have no idea they are actually working backward when they get 2 or 3 jobs, because they are actually doubling and tripling their tax burden.

I’m sure you’ve heard it too… Our parents told us, “Go to school, get a safe secure job. The smarter you are, the more money you’ll make!”
“If you just put your head down and work harder than others, you’ll win!”… 

…but I know from personal experience, this isn’t the greatest or most accurate information.

So, in this post, I’m hoping to reveal “5 Don’ts” that kept me (and everyone else who tries the normal stuff) struggling, until I met the right mentors. I’m so grateful for my wealthy friends… 

Now, a little caution: (This may ruffle some feathers)
If you’ve ever truly wanted to live outside of “the box” and create abundance, you’re gonna have to throw away almost everything you’ve ever been taught about money and time.
*(Unless that is, you were raised by parents who are free, financially, with tons of quality time freedom.)

So here are 5 initial “NO NOs” (and the instant fixes), coming straight from the mouth of the millionaire and Billionaire mentor friends I’ve learned from, who are all way outside of the box and totally financially free. Ready?


1. DO NOT:
Make un-educated decisions:

The majority of people who are struggling financially have one thing in common:
Network Marketing Recruiting can be EASY. Marc Frank MontoyaThey say “no” before they even know what they are saying “no” to.

Sometimes even sharp business owners, (home business/online entrepreneurs included) say “no” before they gather all information they would need to make an educated decision, which keeps them stuck with no solutions.

It’s been said that the word “opportunity” is taken for granted in the United States, and foreigners know more about the ‘American Dream” than the Americans do! 

To me, it is absolutely insane that Americans think the American Dream is to “go to school and get a safe secure job, working for someone else, 40-50 hours/week for 40 years, and THEN you get to retire, lol! 

They tell you, “And THEN, (when you’re 65 or 70), you get to travel the world, experience life and get time with your loved ones!” LOL!
Are you freaking kidding me?

From another perspective, a level up would be self-employed or have their own small business. I’ts a bit better than a job, but sooner or later we find out that if it’s traditional small business, we only bought ourselves a job, and we are the same as employees – (meaning, if you stop working it, you stop getting paid).

So most business owners are basically owned by their business.

I’ve had several traditional businesses, and my wealthy friends were right –  it’s like a bad marriage – it felt like I was married to the business but not actually in love with it.

I guarantee I used to pass up extraordinary opportunities every single day, because I thought I was “too busy” to take a look or invest my spare time into any other projects.

I definitely have my regrets. I stayed “busy” for way too many years. Finally it got too painful to be way from my kids. I finally had to suspend my disbelief and open my mind for better ideas, or nothing was going to get better for me.

Have you ever seen the poor horses downtown, pulling the carriage, with those “blinders” over their eyes, so they don’t get spooked?

Closed minded blinders , scared money

This is great metaphor for closed minds. —–>

We all would love to think we are open-minded, but then we walk around saying “no no, I’m not interested” to everything and anyone who approaches, (even if many of those offers could greatly benefit our lives or businesses, we wouldn’t know it, because we already said “not interested”!

This is actually not our fault. We have been PROGRAMMED to say “not interested” to everybody and everything, because of the TV, radio, newspaper trying to sell us everything. 

We make extremely uneducated decisions, almost all day long, without even looking at the information to weigh the value and make an educated decision on if it would benefit our lives.

The challenge for most people is, this fast-paced world of new technology and innovation changes every day, and the only way to catch a “wave” is to be in front of it.

If you’re not open to the new information, you’re going to struggle, because in today’s world of exponential growth and innovation, it’s “adapt or DIE”, and it is crucial to get out of your comfort zone daily and STAY out! 

DO: Make educated decisions:
When opportunity knocks, or people approach, invest the time to discover any new information that may just benefit you and your family.

2. DO NOT:
Tell yourself stories

When listening to people’s language patterns, some mentors believe they can immediately tell if the person speaking will be successful or not.

You can either have doubt and excuses, (stories you tell yourself for why you’re not where you want to be), or you can be successful, but you can’t have both. Is your cup half empty or half full?

All day long, we talk out loud, and in our head, making up stories about why we are not where we would like to be in life, and giving meanings to things that happen to us.

Most of us have no idea that we subconsciously sabotage ourselves like this.

Here’s the deal: It’s not what happens to you that matters. It’s the meaning you assign to what happens to you.

You can either use every event as a learning tool, a lesson or an opportunity – (a stepping stone to grow stronger) – or you can use it as an excuse, blame everything else and play the victim.

Are you going to continue to blame “outside” events for where you are, or are you going to own your life and take responsibility (internally) to change the outcome?

It’s called response-ability! You have the ability to respond, learn and create a different outcome the next time.

I believe everything happens for a reason, and it is to build you into the person you needed to be, in order to help others break through the same barriers and patterns.

Break your bad patterns and limiting beliefs, and you will change your life. No more stories!

You want to be successful, don’t you? However life doesn’t give you what you want – it gives you what your deserve.

Invest money and time into yourself. Even if you think you don’t have any extra money or time, FIND IT. People FIND the money and time for the things that are important to them.

Do whatever it takes to change your situation, without excuses and procrastination. Only then will you be able to help others break the barriers that hold them back, (and if you help enough OTHERS get what they want, you’ll get what you want!) 

The amount of money you make in this world is directly proportionate to how valuable you become to others in the market place.

First you must help yourself, because “one drowning person is useless to another drowning person”. 

3. DO NOT:
“Stare in the rear view mirror”:

Have you failed before? Have you seen someone else fail at one of their projects? Are you scared of even taking the risk again, for fear you might fail again, so you never even try?

So, what if you looked in the rear-view mirror the whole time you tried to drive forward down the freeway? You wouldn’t get very far before hurting yourself.

If you’ve ever had a very bad experience at a restaurant, I’m sure you’re glad that bad experience didn’t keep you from ever eating again or trying other restaurants! 

So why would you do that with business, new ideas or opportunities that may come your way?

They say NEVER ever stay paralyzed with fear just because of a past (bad) experience, (or worse), the experience of someone else. 

Why would anyone insist on wasting valuable energy re-living your bad experiences and basing your decisions, (and future success) on the past bad experiences of others?

Yes, it is fine to be skeptical, but do you consider yourself educated?

Successful forward-thinking entrepreneurs understand that they must always keep an open mind. They’re always looking for new information so they can make fully educated decisions before taking calculated risks.  

If you know someone who has failed in the past, don’t let it keep you from keeping your eyes open, looking forward, because even if you try and you fail, it’s better than never even trying at all, (which is the epic FAIL!). 

Look FORWARD toward your big dreams. Look for future, ideas, and opportunity. Assume it will work and visualize the best outcome!

Do whatever it takes, and NEVER QUIT. Remember: 95% of people quit on their dreams, but 100% of people that don’t quit, make it!

Be a “Laggard”:

Take a look at the percentages of different categories of adopters. Adopters HardCore Success Training dot comNow think about all of the new technology and innovation that comes out every day.

Which type of person are you?

a. Are you the “crazy” innovator that has all the ideas? Do you ACT on those ideas?

The innovators are a many times a bit “too early” and everyone thinks they’re “crazy”… at first!

This makes it more difficult. Many times the market “wasn’t ready”.

If they don’t quit on a great idea, it ends up moving forward.

This is a very hard category to be in but pays off huge with persistence, fine tuning, and massive action.


b. Are you an early adopter that stays open-minded to be in front of the wave?

These ones are the ones who make a lot of the money in shorter amounts of time and energy. Hesitate, and you miss the wave.


c. Are you an Early Majority type of person that hesitates until “it’s more safe”?

Sometimes this means making less money because the window of opportunity is half passed.


d. What about a Late Majority type of person, following the heard, that only does it when it’s “completely safe”.

This type never takes risks, jumping in after “everyone else” does. Would there be much opportunity there?


e. Are you a Laggard that finally breaks down, the last one to buy the VCR player, even though the DVD player is already for sale… (aka, WAAAY behind the bubble, always!) 

Be an Innovator and/or an Early Adopter:

When there’s an opportunity and it makes sense, JUMP ON IT, and take massive and immediate action to be in front of the wave!

If you have a fear, run straight toward it. Jump in, and learn as you go. Timing is EVERYTHING in business, especially if you want to catch and ride the waves.

If you don’t do it, there’s always a hungry and motivated entrepreneur who will. I’ve witnessed it over and over and over.

5. DO NOT Look For a Hand Out:  
(Look For a Hand UP)

True business minds know that you must work for FREE until you’re in profit.

Those who are programmed for employment don’t seem to understand that the owner is always the LAST one to be paid – (only AFTER the employees are paid, along with insurance, maintenance, attorneys, taxes, endless overhead, etc.), and usually there’s nothing left for the owner, who took all the risk! 

At first, my mind wasn’t geared for the “delayed” gratification mindset of being an entrepreneur. I would do the work, and then put my hand out, wanting the money to spend right away.

I wanted that money from a paycheck every 2 weeks, so instead of budgeting, saving and investing money and time into myself, I needed the “instant” gratification.

The problem with that is, you MUST take the RISK to get the reward!

Employees’ relationship with money makes them think they need the money “now”, while complaining that they never get paid what they’re worth!

The other day I heard someone say, “I just want to find a safe and secure job”.

I felt like saying, “you’ll be looking for a loooooong time!” There IS no (security) in a J.O.B., because someone ELSE is in control of how much you’re worth, and if you get paid. You can be laid off any time they decide, and you’re not in control of that.

Those who seek safety or security, clenching way too tight to their hard earned money, are the ones who are in DANGEROUS situations. 

I personally believe that the only safe secure thing you can have is your own business, with multiple streams of income, where you’re 100% in control and economy-proof. 

Invest time and money into yourself. Take the risk to get the reward. Take action NOW. Find a mentor to help you through the rules of the game. If you’re too scared to let go of your money, you’ll always play defense.

Instead of playing “not to lose”, play to WIN. Play offense, and reach UP to look for a mentor who has been where you are, so you can learn from THEIR mistakes instead of your own, so you can get your learning curve down faster.

With this, you’ll end up WINNING the money game.

Hope this was helpful. : )

If you’d like to learn more about the innovation and opportunities we use to build our 24-7 money-making online empires, you can always find a mentor and connect directly with me here.

We’d love to hear your story and learn more about you so we can help you find the right solutions… 

Talk soon, much love,
The World Is Yours, M!


(Last Updated On: May 13, 2018)

About the Author Marco Frank Montoya

I was an inner-city kid who changed his environment and grew to become a world-class international professional snowboarder for over 17 years... I didn't know what I did when I did it, but now I DO. I learned a lot from that and lived an extraordinary lifestyle, so as you can imagine, I could not go back to a "the norm". I was "psychologically un-employable"... Through years of launching, building and promoting several businesses, I quickly realized that the more "successful" we became, the more BUSY we got, (and the less TIME freedom I had). The lack of freedom and quality time with my kids had me searching for solutions and investing into personal development and financial education. Then I searched out and found the most beautifully powerful business models and mentors in the world and they changed my life forever. So grateful. I've done this now for over a 15 years, and absolutely LOVE to pay it forward. I now coach and guide entrepreneurs on how to brand yourself, market your businesses online for multiple streams of income (from anywhere in the world), and protect the assets you've built, so you can be a #FreedomFam too! : )

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